first-time homebuyer education

If you have bad credit, that doesn’t mean you have to give up on your dream of owning a house. Lenders look at the big picture and approve mortgages for borrowers with less-than-ideal credit.

You probably know that your credit scores can impact your ability to get a mortgage, but that’s not all. Your scores can affect several home-related costs, as well as your future financial options.

Saving money for a down payment is one of the greatest obstacles that first-time homebuyers have to overcome. Reaching your savings goal can be challenging, but it might not be as hard as you think.

People, especially first-time buyers, tend to get in trouble when they only focus on a house’s list price and don’t consider the total cost of homeownership. There’s a lot more to owning a home than just paying for the house itself.

If your credit needs work, don’t rush to buy a house. Reducing your debt load and improving your credit will make you less risky in the eyes of lenders and homeowners insurance companies. You’ll qualify for better rates and have less stress.

If you’re currently renting a home and you’d like to buy your own place, you’ll need a down payment and good credit. Here are some tips to help you reach your goal.

Before you start looking at houses, take some time to reflect on what truly matters to you. That will help you stay focused and avoid unnecessary stress.

When you tell relatives or friends that you’re thinking about buying a house, some of them will probably be eager to give you advice. They might have the best of intentions, but you shouldn’t necessarily listen to everything they say.

If you’re planning to buy a new home this year, acting soon can potentially save you tens of thousands of dollars.

All too often, people make important decisions based on others’ expectations instead of figuring out what’s right for them. Before you buy a house, ask yourself if that’s what you truly want and if now is the right time.

As 2025 draws to a close, you’re probably preparing for holiday celebrations and looking forward to some downtime. If you’re interested in buying a house, you might think you should wait until next year, but now can actually be an excellent time to shop for a new home.

Learn how the government shutdown affected the homebuying process and what to expect now that the shutdown has ended.

The government shutdown has created uncertainty in the housing market, but you can still move forward your search for a home.

If you're thinking about buying a house, take the time to educate yourself so you can avoid expensive mistakes. Enroll in the First-Time Homebuyer Masterclass.

Buying the wrong house or taking out the wrong type of mortgage can put an undue strain on your budget and force you to make painful choices. The First-Time Homebuyer Masterclass will walk you through the process, tell you what you need to know, and highlight common points of confusion so you don’t make the same mistakes that countless other homebuyers have made. Enroll today.

Buying a house is a major financial decision. Learn what you need to know and set yourself up for success with Financial Freedom Voyage's First-Time Homebuyer Masterclass.